Debit Card Improvements:

We are making improvements to our Debit Card Program effective February 2, 2026.  To learn more please click here

Martin Luther King Jr. Day Closure

All Align branches and the member contact center will be closed on Monday, January 19, 2026 in observance of Martin Luther King Jr. Day. During this period, transactions can be made through online, mobile*, and telephone banking.

*Message and data charges may apply.

Delay of IRA Monthly Required Minimum Distribution: Please be informed that there is a delay affecting the monthly required minimum distributions for members with Individual Retirement Accounts (IRAs). We are actively addressing the issue and sincerely apologize for any inconvenience this may cause.

Member Scam Alert:

Members should be aware of a recent scam where individuals falsely claim to represent Align Credit Union. These callers might say a debit card transaction was attempted and ask you to verify your personal information. If you receive such a call, do not provide any details. Instead, hang up and contact our support center at 800-942-9575 for help. You can also view common signs of a scam by visiting: Fraud & Scam Protection

About Align

Connecting With Our Members Since 1922

Align Credit Union is committed to delivering a banking experience perfectly in sync with you. The right tools at your fingertips 24/7. Professional guidance when and where you need it. It's how we've been doing things for more than 100 years. 

Our Member-centric approach has been part of our fabric since 1922. We were founded as the Northern Massachusetts Telephone Workers Union (NMTW) to provide better financial resources for area phone company employees and their families. Over the years, our Membership grew. By 2005, NMTW has become one of the strongest financial institutions in the region, extending our Membership to include anyone who lives, works, or attends school in many cities and town throughout Massachusetts and Southern New Hampshire. 

And we didn't stop there. While staying true to our roots, we continued to evolve. In 2013, we changed our name to Align Credit Union to better communicate who we are, where we've come from and where we're going. As Align, our Members are still at the core of everything we do. We have always embraced the fact that everyone is unique. How we work together should be too.

Mission

Aligning our members and communities with financial tools to serve their needs. 

Serving Our Community

Align Team Members are proud to serve the community by serving on many Boards and Committees, volunteering their time and expertise.

  • Boys & Girls Club of Greater Lowell
  • Cooperative Credit Union Association Tri-County North Chapter
  • D'Youville Life and Wellness Community Foundation
  • Elder Services of Merrimack Valley
  • Girls Inc. of Greater Lowell
  • Greater Lowell Chamber of Commerce
  • Greater Lowell Workforce Board
  • Home Ownership for Massachusetts Elders (H.O.M.E.)
  • Lawrence Partnership
  • Lowell Rotary Club
  • Lowell Plan
  • Lowell YMCA
  • Manolis Family Foundation, Inc.
  • MassHire Workforce Systems
  • Massachusetts Share Insurance Corporation
  • Mass Labor and Workforce Board
  • Mass Workforce Association
  • Merrimack Valley Chamber of Commerce
  • Merrimack Valley VNA
  • Mill Cities Community Investments
  • Nevins Family of Services
  • North Shore Chamber of Commerce
  • Octant Business Services, LLC
  • Project Learn
  • Women's Business League

This website uses cookies in order to offer you the most relevant information. Please "Accept & Continue" for optimal site performance. For more information, please visit our Privacy Policy page.