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Amesbury Branch ATM Machine Alert:

The ATM at our Amesbury branch location is temporarily out of order. We apologize for any inconvenience this may cause and appreciate your patience as we work to resolve the issue. For alternative ATM options during this time, please visit our locations page.

Annual Meeting Notification:

Join us for the annual meeting Tuesday, March 24^th, 2026, 87 Hale Street, Lowell, MA 01851 at 5PM

Click here to find out more.

Important Escrow Notice:

Members annual escrow analysis has been complete. Members are being asked to review mortgage payment details and take note of any changes to monthly escrow amounts. More detail can be found by clicking here.

Seabrook Hours Change

Effective March 16, 2026, the Seabrook branch hours of operation will be changing as follows:
Lobby: Monday - Friday 9AM - 1PM, Saturday 9AM - 12PM. For more information click here.

Loans & Lines of Credit

From short-term projects or equipment purchases to that next big move, Align can provide the right financing and support you need in order to achieve your goals, now and in the future. All of our business loans feature flexible terms, fewer fees, and better rates. Our lines of credit can give you the purchasing power you need to meet your business objectives and we can help you choose the best financing solution.

We understand that no two businesses are the same and our expert business lending team has the experience and knowledge to create customized solutions for your company. All lending decisions are made locally, so we can respond quickly to your request. With a full suite of products that include Small Business Administration (SBA) Loans, Term Loans, and Business Lines of Credit, we can offer you a lending solution tailored to your business’s best interests.

Business Line of Credit

Competitive rates and terms
Amounts available from $15,000 - $250,000
Secured and unsecured options available
Advance only what you need
Creates an easily accessible reserve for your business

Business Term Loan

Uses include capital expenditures, equipment purchases, and debt consolidation
Funds advanced at closing
Flexible terms and repayment options
Fixed rate for easy budgeting
Secured and unsecured options available
No prepayment penalties

Small Business Administration (SBA) Loan

Qualified Small Business Administration (SBA) Lender
SBA 7(a), SBA Express, and SBA 504 Loan Programs offered
Beneficial for businesses of all sizes – from start-ups to mature companies
A wide range of purposes and uses

Explore Additional Services

Flexible Banking with Business Checking

With tools, services, and features designed to meet the needs of your business, the Align Business Checking account makes it easy to bank on your terms and earn interest.

Convenient Access to Your Accounts

With Align’s eServices, you can access your business accounts anytime, anywhere, and on any device. Between online banking and our mobile apps*, you can take control of your money on your own terms.

*Message and data rates may apply.

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