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Inclement Weather Closure: For the safety of our employees and members, all Align Credit Union branches will close at 2:00 PM today, December 2, 2025. Our member contact center will remain available until 4:30 PM. For assistance, please contact us at 800-942-9575. Account information is also accessible via online and mobile banking platforms. We appreciate your membership and apologize any inconvenience this may cause.

Amesbury Branch ATM Machine Alert:

The Align Credit Union ATM located at the Amesbury location is currently out of service. For alternative ATM options during this outage, please visit our locations page. We apologize for any inconvenience this may cause.

Christmas Closure:

In recognition of the Christmas holiday all Align branches will be closing early at 2PM on Wednesday, December 24, 2025, and will be closed on Thursday, December 25, 2025. All branches will resume normal operations at 11 a.m. on Friday, December 26, 2025. Please note that Online, Mobile, and Telephone Banking services will remain accessible throughout this period.

Credit Union Happenings:

The fall edition of Credit Union Happenings features important updates, including our new debit card service provider, enhancements to our back-office system, highlighted products, and introductions to our branch managers. Click here to learn more!

Loans & Lines of Credit

From short-term projects or equipment purchases to that next big move, Align can provide the right financing and support you need in order to achieve your goals, now and in the future. All of our business loans feature flexible terms, fewer fees, and better rates. Our lines of credit can give you the purchasing power you need to meet your business objectives and we can help you choose the best financing solution.

We understand that no two businesses are the same and our expert business lending team has the experience and knowledge to create customized solutions for your company. All lending decisions are made locally, so we can respond quickly to your request. With a full suite of products that include Small Business Administration (SBA) Loans, Term Loans, and Business Lines of Credit, we can offer you a lending solution tailored to your business’s best interests.

Business Line of Credit

Competitive rates and terms
Amounts available from $15,000 - $250,000
Secured and unsecured options available
Advance only what you need
Creates an easily accessible reserve for your business

Business Term Loan

Uses include capital expenditures, equipment purchases, and debt consolidation
Funds advanced at closing
Flexible terms and repayment options
Fixed rate for easy budgeting
Secured and unsecured options available
No prepayment penalties

Small Business Administration (SBA) Loan

Qualified Small Business Administration (SBA) Lender
SBA 7(a), SBA Express, and SBA 504 Loan Programs offered
Beneficial for businesses of all sizes – from start-ups to mature companies
A wide range of purposes and uses

Explore Additional Services

Flexible Banking with Business Checking

With tools, services, and features designed to meet the needs of your business, the Align Business Checking account makes it easy to bank on your terms and earn interest.

Convenient Access to Your Accounts

With Align’s eServices, you can access your business accounts anytime, anywhere, and on any device. Between online banking and our mobile apps*, you can take control of your money on your own terms.

*Message and data rates may apply.

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