Annual Meeting Notification:

Join us for the annual meeting Tuesday, March 25th, 2025, 87 Hale Street, Lowell, MA 01851 at 5PM

Click here to find out more.

Fraud Activation Code Alert:

We have been made aware of scammers pretending to be from Align Credit Union and asking for members to provide an activation code. This is a fraud tactic; Align Credit Union will not call any members regarding supplying an activation code. If there is any question, please contact us at 800-942-9575.

Mortgage Solutions for Every Need

Our Business Lending team will work with you to develop customized financing for real estate acquisitions, refinancing, or that next big move. We offer a variety of options with competitive rates, flexible terms, and fewer fees.

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We're in the Business of Helping Yours

Align is proud to be named one of Massachusetts' Fastest Growing Lenders by Banker & Tradesman. Our Commercial Lending Team was ranked #1 in Number of Commercial Loans and #10 in Commercial Loan Volume.

Meet the Team

Designed to Help Your Business Grow

For entrepreneurs who are just starting out or getting ready to take their business to the next level, financing is crucial. Align has partnered with the U.S. Small Business Administration (SBA) to help businesses access the funds they need to start, grow, and expend.

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A Flexible and Fast Way to Borrow

A Business Line of Credit is a great way to improve cash flow, streamline processes, or cover an unexpected expense. You'll be able to access credit when you need it to help you prepare for the changing needs of your business.

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Business Banking
Business Loans & Credit Cards

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Current Rates

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2 Year SEP IRA CD

APY as high as*
3.10
% APY*
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5 Month CD Special

APY as high as*
4.40
% APY*
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Business Money Market

APY as high as*
1.70%
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Business Tiered IRA Savings

APY as high as*
1.70%
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Business Checking

Align's Business Checking accounts make managing your finances easier. Whether you want a simple way to manage cash flow or have more complex banking needs, we will help you get the most out of every dollar.
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Lending You Confidence

From starting a new business to growing your existing one, Align understands the importance that credit plays when it comes to your business needs. A loan can be critical to the success and growth of your venture. 
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Convenient eServices

With Align's eServices, you can access your business accounts anytime, anywhere, and on any device. With online banking, mobile banking*, and alerts, you can save time and money. 
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