Market Street Lowell ATM Machine Alert:

The Align Credit Union ATM located at 40 Market Street in Lowell, MA is currently out of service. For alternative ATM options during this outage, please visit our locations page.  We apologize for any inconvenience this may cause. 

CU Rewards Program Reminder:

Align Credit Union discontinued the CU Rewards Program for both Debit and Credit Cards effective 06/30/2025. All rewards were required to be redeemed by that date; any unredeemed rewards after 06/30/2025 are no longer valid.

 

Youth Savings

At Align, we believe it’s never too early to learn the value of saving. Our youth accounts are designed to grow as your children grow so they can learn to make good financial decisions now and in the future.

Membership Savings Account

It's never too soon to start saving or to become an Align Credit Union member. All you need is your child's:

  • Birth Certificate
  • Social Security Number

BONUS: Open an account for your new baby and Align will also deposit $25.*

Find a Branch

Disclosure:
Membership Savings minimum to earn APY is $5. Fees may reduce earnings.

APY = Annual Percentage Yield. Rates and Annual Percentage Yields (APYs) may be subject to change without notice and may change after account opening. 

*25 Welcome Gift will be deposited within 30 days of account opening and is subject to tax reporting.  Available only for babies up to age 1. $5 minimum balance to earn variable 0.25% Annual Percentage Yield (APY). APY effective as of 07/22/2025. 

Starter CD

Align's Starter CD teaches kids how to build their very own nest egg.

  • Members ages 5-17 are eligible
  • Low minimum deposit
  • A short 12-month term

We'll even let them make two additional deposits along the way to boost their savings.

View Current Rates

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