Membership Savings Account
It's never too soon to start saving or to become an Align Credit Union member. All you need is your child's:
- Birth Certificate
 - Social Security Number
 
BONUS: Open an account for your new baby and Align will also deposit $25.*
Disclosure:
Membership Savings minimum to earn APY is $5. Fees may reduce earnings.
APY = Annual Percentage Yield. Rates and Annual Percentage Yields (APYs) may be subject to change without notice and may change after account opening.
*25 Welcome Gift will be deposited within 30 days of account opening and is subject to tax reporting. Available only for babies up to age 1. $5 minimum balance to earn variable 0.25% Annual Percentage Yield (APY). APY effective as of 10/30/2025.
Starter CD
Align's Starter CD teaches kids how to build their very own nest egg.
- Members ages 5-17 are eligible
 - Low minimum deposit
 - A short 12-month term
 
We'll even let them make two additional deposits along the way to boost their savings.