Align Credit Union Membership Expansion:

THE COMMONWEALTH OF MASSACHUSETTS
Division of Banks
ALIGN CREDIT UNION, Lowell, Massachusetts has petitioned the Commissioner of Banks for permission to amend its by-laws pursuant to Massachusetts General Laws chapter 171, section 10 to expand the associations which qualify persons for membership. The amendment proposes to expand membership eligibility to include those who live, work, or attend school within the following Massachusetts municipalities: Ashburnham, Auburn, Fitchburg, Gardner, Holden, Hubbardston, Leicester, Leominster, Lunenburg, Millbury, Oxford, Paxton, Princeton, Sterling, Sutton, Templeton, West Boylston, Westminster, Winchendon, and Worcester. Any objections or comments relative to this proposal must be communicated in writing to the Commissioner of Banks, One Federal Street, Suite 710, Boston, Massachusetts 02110 or via electronic mail to dob.comments@mass.gov no later than July 24, 2026. A public hearing may be held if the response is considered significant or circumstances warrant such a hearing, as determined by the Commissioner. The petitioner's application and all communications relative to this application are available from the Division by request at dob.rao@mass.gov.
MARY L. GALLAGHER
Commissioner of Banks

Electronic Statement Access Alert:

Some members may experience limited access to their electronic statements. This is a temporary issue, and our team is actively working to resolve it. At this time: Only accounts associated with your surviving member number may appear on your statement. If your member number was previously changed, you may only see statements generated after that change. We apologize for any inconvenience and appreciate your patience as we work to resolve this issue.

Youth Savings

At Align, we believe it’s never too early to learn the value of saving. Our youth accounts are designed to grow as your children grow so they can learn to make good financial decisions now and in the future.

Membership Savings Account

It's never too soon to start saving or to become an Align Credit Union member. All you need is your child's:

  • Birth Certificate
  • Social Security Number

BONUS: Open an account for your new baby and Align will also deposit $25.*

Find a Branch

Disclosure:

*25 Welcome Gift will be deposited within 30 days of account opening and is subject to tax reporting.  Available only for babies up to age 1. Membership Savings minimum to earn APY is $5. Fees may reduce earnings. 

APY = Annual Percentage Yield. Rates are variable and may change after the account is opened. Fees May reduce earnings on the account. Membership eligibility requirements must be met.

Starter CD

Align's Starter CD teaches kids how to build their very own nest egg.

  • Members ages 5-17 are eligible
  • Low minimum deposit
  • A short 12-month term

We'll even let them make two additional deposits along the way to boost their savings.

View Current Rates

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