Align Credit Union Membership Expansion:

THE COMMONWEALTH OF MASSACHUSETTS
Division of Banks
ALIGN CREDIT UNION, Lowell, Massachusetts has petitioned the Commissioner of Banks for permission to amend its by-laws pursuant to Massachusetts General Laws chapter 171, section 10 to expand the associations which qualify persons for membership. The amendment proposes to expand membership eligibility to include those who live, work, or attend school within the following Massachusetts municipalities: Ashburnham, Auburn, Fitchburg, Gardner, Holden, Hubbardston, Leicester, Leominster, Lunenburg, Millbury, Oxford, Paxton, Princeton, Sterling, Sutton, Templeton, West Boylston, Westminster, Winchendon, and Worcester. Any objections or comments relative to this proposal must be communicated in writing to the Commissioner of Banks, One Federal Street, Suite 710, Boston, Massachusetts 02110 or via electronic mail to dob.comments@mass.gov no later than July 24, 2026. A public hearing may be held if the response is considered significant or circumstances warrant such a hearing, as determined by the Commissioner. The petitioner's application and all communications relative to this application are available from the Division by request at dob.rao@mass.gov.
MARY L. GALLAGHER
Commissioner of Banks

Electronic Statement Access Alert:

Some members may experience limited access to their electronic statements. This is a temporary issue, and our team is actively working to resolve it. At this time: Only accounts associated with your surviving member number may appear on your statement. If your member number was previously changed, you may only see statements generated after that change. We apologize for any inconvenience and appreciate your patience as we work to resolve this issue.

Elderly Fraud

Elderly Fraud

Elderly fraud is a common occurrence spreading across the states, which needs prevention. Scammers will pose as a grandchild and ask to be wired some money. Assuming senior citizens are more susceptible to a scam, these scammers also pose as a variety of people and occupations to target the elderly. Please help spread awareness of these crimes. 

  • Victims over the age of 65 are able to qualify for Medicare, so scammers can represent themselves as a Medicare representative and ask elders for their personal information in order to sign up for their insurance.
  • The lottery is a perfect category to set up a scam in. After retirement, it would be wonderful to be able to all of a sudden win a small fortune by not having to do anything. Scammers will send a counterfeit "prize" check to seniors as they collect the "fees" and "taxes" of the lottery.
  • In the funeral scam, a scammer will read the obituary section of the newspaper, look up the name of a widower, and all them up claiming that their partner had an outstanding debt with them before they died.

Learn more about elderly fraud & financial abuse at Medicare.gov or the Consumer Financial Protection Bureau.

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