Credit Card Change in Terms Notification:

Due to an update to our Credit Card Service provider, we will be amending the terms of the Align Credit Union business and consumer credit card.  The changes are summarized below and will go in into effect August 25, 2025, for all transactions made on or after August 25, 2025. 

Here’s what’s changing:

  • Floor Rate: Your standard rate will never be lower than 9.99% APR. Introductory APR Period excluded.
  • Interest Rate Adjustments: The interest rate will adjust monthly in accordance with Wall Street Journal Prime Rate.  This excludes the 12 Month Introductory Period, for qualifying accounts.
  • Foreign Transaction Fee: Foreign Transaction Fee will be accessed at 2.00% of the transaction.
  • Balance Transfer Fee: Balance Transfer Fee of 4.00% of transaction will be accessed per-Balance Transfer during the Introductory APR Period.  No fee will be accessed for Balance Transfers initiated outside of the Introductory APR Period; standard rates apply.  
  • Convenience Check Fee: Convenience check fee of 4.00% of transaction will be accessed per transaction during the Introductory APR Period.   No fee will be accessed for Convenience Checks used outside of the Introductory APR Period; standard rates apply.

Careers

When you join the Align team, you're joining a family. As one of Massachusetts' largest credit unions, our Members are our first priority. We're always looking for people who share our passion in helping our Members reach goals and believe in the credit union philosophy of "people helping people".

At Align, we are committed to providing a dynamic, safe, and inclusive workplace which maintains an atmosphere of respect and integrity. WE want to ensure that employment at Align is both rewarding and challenging while fostering teamwork, accountability, and improvement. With a collaborative culture and opportunities for advancement and professional development, a career at Align translates into personal growth and meaningful work.

We like to say there's a lot of benefits that come with an Align membership. There's also a lot of benefits when you're an Align employee as well! We offer competitive wages, excellent benefits, and a supportive, team-oriented environment. 

Our compensation and benefits package is one of the best in the industry, and includes:

  • Health Benefits (Medical, Vision, and Dental)
  • 401(k) Retirement Plan and Employer Match
  • Flexible Spending Accounts
  • Generous Paid Time Off
  • Tuition Reimbursement
  • Disability Coverage
  • Life Insurance
  • Critical Illness & Accident Program
  • Fitness Reimbursement Program
  • Employee Referral Program

Want to learn more about Align and see in action? Follow us on Linkedin, Facebook,and Instagram to keep up-to-date on all things Align! Also, visit our company page on Indeed.


Current Openings List

Download an application and apply today. Send your application via email to HR@AlignCU.com or mail your application to:


Align Credit Union
Att: HR Department
87 Hale Street
Lowell, MA 01851

"Align Credit Union has ultimately changed the way that I see employment. Even on the 'less fun' days, I am always eager and excited to come back to work the next day. I think that speaks volumes of this company. I am so utterly grateful and humbled to work in a place that treats its employees the way it does. Also has given me so many opportunities already and I hope to stay at Align for many years to come. 

Madison F.
Retail Team Member

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