Veterans Day Closure:

All Align branches and the member contact center will be closed on Tuesday, November 11, 2025 in observance of Veterans Day. During this period, transactions can be made through online, mobile*, and telephone banking.

*Message and data charges may apply.

Changes to Align Credit Union's Fee Schedule: New fees will be put into place effective November 15, 2025, to some services provided by the credit union For more information on these changes please click here.

Holiday Loan Special

Unwrap the Joy of the Season with Our Holiday Loan Special!  Why wait to make your holiday dreams come true? Our Holiday Loan special has you covered! 

Holiday Loan Special

  • Special fixed rate of 7.99% APR*
  • Borrow up to $5,000 for 12 months
  • No fees or pre-payment penalties
  • Available until February 28, 2026
Apply Now

Disclosure:

*Subject to credit approval.  Annual Percentage Rate (APR)  may vary based on your personal credit history.  7.99% rate is for a 700+FICO Score and 12 month term.  The established payment would be 12 monthly installments of $86.98 per $1000 borrowed.  8.99% rate is for 699 and below FICO Score and 12 month term.  The established payment would be 12 monthly installments $87.44 per $1000 borrowed.  Limited time offer.  APR effective from 11/14/2024 until 2/28/2026.  Existing balances do not qualify for the promotional rate.  Credit Union membership required.  Members must maintain a $5 deposit relationship.   


Additional Loan Options

Savings Secured Personal Loans

  • Borrow against your Align Savings or CD
  • Borrow up to 90% of the available balance in your account
  • Interest rate is 3% above current dividend rate
  • Shares continue to earn dividends
Apply Now

Overdraft Line of Credit

  • Attached to your Align Checking Account
  • No bounced check fees or monthly fees
  • No application fee
  • No prepayment penalties
  • Pay only on the amount you have used plus applicable interest
Apply Now

Credit Builder Loan

  • Low fixed interest rate
  • Borrow from $500 - $2,500
  • Payment history is reported to credit bureaus which will establish your credit history as you make payments
Apply Now

Explore Additional Services

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