Debit Card Improvements:

We are making improvements to our Debit Card Program effective February 2, 2026.  To learn more please click here

Martin Luther King Jr. Day Closure

All Align branches and the member contact center will be closed on Monday, January 19, 2026 in observance of Martin Luther King Jr. Day. During this period, transactions can be made through online, mobile*, and telephone banking.

*Message and data charges may apply.

Delay of IRA Monthly Required Minimum Distribution: Please be informed that there is a delay affecting the monthly required minimum distributions for members with Individual Retirement Accounts (IRAs). We are actively addressing the issue and sincerely apologize for any inconvenience this may cause.

Member Scam Alert:

Members should be aware of a recent scam where individuals falsely claim to represent Align Credit Union. These callers might say a debit card transaction was attempted and ask you to verify your personal information. If you receive such a call, do not provide any details. Instead, hang up and contact our support center at 800-942-9575 for help. You can also view common signs of a scam by visiting: Fraud & Scam Protection

Community Reinvestment Act (CRA)

 

In accordance with the Community Reinvestment Act (CRA) regulation, 12 CFR 345.43, Align Credit Union maintains and, upon request, makes available for public inspection, a complete copy of its CRA Public File, current each year as of April 1st.


The complete public file is available at the following branch locations: 
87 Hale Street, Lowell 01851
68 Lafayette Road, Seabrook, NH 03874


Align Credit Union is providing the following from the public file for online viewing:


Community Reinvestment Act Notice
Mission Statement
Written Comments from the Public
CRA Dashboard
CRA Performance
Branch Locations
Branch Closures
Products
Personal Fee Schedule
Business Fee Schedule
Assessment Area Maps
New Hampshire Census Tracts
Massachusetts Census Tracts
Demographic Data
Home Mortgage Disclosure Act
Loan to Deposit Ratio
Consumer Lending Data
Real Estate Lending Data
Additional Information

 



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