Debit Card Improvements:

We are making improvements to our Debit Card Program effective February 2, 2026.  To learn more please click here

Martin Luther King Jr. Day Closure

All Align branches and the member contact center will be closed on Monday, January 19, 2026 in observance of Martin Luther King Jr. Day. During this period, transactions can be made through online, mobile*, and telephone banking.

*Message and data charges may apply.

Delay of IRA Monthly Required Minimum Distribution: Please be informed that there is a delay affecting the monthly required minimum distributions for members with Individual Retirement Accounts (IRAs). We are actively addressing the issue and sincerely apologize for any inconvenience this may cause.

Member Scam Alert:

Members should be aware of a recent scam where individuals falsely claim to represent Align Credit Union. These callers might say a debit card transaction was attempted and ask you to verify your personal information. If you receive such a call, do not provide any details. Instead, hang up and contact our support center at 800-942-9575 for help. You can also view common signs of a scam by visiting: Fraud & Scam Protection

Direct Deposit

How can I sign up for Direct Deposit?

Set up direct deposit in a few easy steps and save extra trips to the branch on payday! If your employer offers direct deposit, they will be responsible for setting up direct deposit on your behalf. Common information your payroll department will need:

  • Credit Union Routing Number: 211383901
  • Your member number
  • A voided check to verify your routing and member number (if you do not have a voided check, contact our Member Care Center or visit a branch near you for an account confirmation letter)
  • Address of the credit union: Align Credit Union, 87 Hale Street, Lowell, MA 01851

Please note: Money can only be electronically deposited into a Membership Savings Account or a Checking Account. Once money in deposited, automatic transfers to other Align Credit Union accounts may be setup in Online Banking.

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