Changes to Align Credit Union's Fee Schedule: New fees will be put into place effective November 15, 2025, to some services provided by the credit union For more information on these changes please click here.

Columbus Day Closure: All Align branches and the member contact center will be closed on Monday, October 13, 2025 in observance of Columbus Day.  During this period, transactions can be made through online, mobile*, and telephone banking. *Message and data charges may apply.

Early Closure Announcement:

On October 23, 2025, all Align branches will close early at 2PM so that all staff can attend an offsite event.  Transactions can be made during this time by accessing your account through online, mobile* and telephone banking. We appreciate your understanding and apologize for any inconvenience this may cause.

*Message and data charges may apply.

Direct Deposit

How can I sign up for Direct Deposit?

Set up direct deposit in a few easy steps and save extra trips to the branch on payday! If your employer offers direct deposit, they will be responsible for setting up direct deposit on your behalf. Common information your payroll department will need:

  • Credit Union Routing Number: 211383901
  • Your member number
  • A voided check to verify your routing and member number (if you do not have a voided check, contact our Member Care Center or visit a branch near you for an account confirmation letter)
  • Address of the credit union: Align Credit Union, 87 Hale Street, Lowell, MA 01851

Please note: Money can only be electronically deposited into a Membership Savings Account or a Checking Account. Once money in deposited, automatic transfers to other Align Credit Union accounts may be setup in Online Banking.

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