Find A Surchare-Free ATM:

Get access to thousands of fee-free ATMs by using the find a ATM feature, with the CO‑OP network, you have access to nearly 30,000 surcharge‑free* ATMs. When searching for a location, please select an ATM to ensure that you are not charged a fee by the ATM owner/operator. Click here to find the nearest surcharge-free* ATM.

System Conversion: Effective June 1, 2026

To better serve our members' financial needs, we will be upgrading our core system. For information regarding system availability the days leading up to the conversion and details about what to expect, please refer to our Member Conversion Resource Guide.

Spring Credit Union Happenings:

The spring edition of Credit Union Happenings is now available and includes important updates regarding our forthcoming system conversion, a feature on our team of loan originators, information about our membership referral program, scholarship program opportunities, and upcoming member events. Click here to learn more.

Homebuyer Workshops

Join Us for an upcoming Homebuyer Workshop

The path to home ownership starts now! Attend one of Align's FREE Homebuyer Workshops** to learn about the entire process. Our mortgage professionals will answer all your home-buying questions, including:

  • How do I get pre-approved?
  • What type of mortgage is right for me?
  • What is the process and timeline?
  • How do I make an offer on a property?
  • What are the benefits of borrowing locally?
  • Can I still buy a home if I have had past credit issues?

BONUS: All attendees will receive a coupon for $500 off closing costs* on your Align mortgage.

** Please note, a minimum of five confirmed attendees is required to hold this workshop. If we do not reach five participants, the class will be canceled. In that case, you will have the option to meet one-on-one with one of our loan officers to secure your homebuyer credit.

Homebuyer Workshop - May 16, 2026 (In Person)

This workshop will be held IN PERSON at Align Credit Union on May 16, 2026, at 12PM, 20 Cushing Avenue, Haverhill MA 01830

REGISTER TODAY!

Homebuyer Workshop - May 20, 2026 (Online)

This workshop will be held ONLINE via ZOOM on May 20, 2026 at 6PM EST. Once registered you will receive a confirmation via email with link to access the zoom meeting.

REGISTER TODAY!

Disclosure:
*Valid for new home purchase mortgages or portfolio restart refinance. Mortgage application must be received and funded by 12/31/2026 with attendance of a Align Homebuyer Webinar or Workshop, $500 will be credited to closing. Limit one (1) per application. Not valid for refinanced mortgages or non-owner occupied homes. Subject to credit approval. An account at Align Credit Union must be established prior to the loan closing in order to meet the membership eligibility requirements.

Featured Rates

View Current Rates

30 Year Fixed

As low as
6.237
% APR**
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3/1 ARM

As low as
6.226
% APR**
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30 Year Fixed Jumbo

As low as
6.296
% APR**
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