Debit Card Improvements:

We are making improvements to our Debit Card Program effective February 2, 2026.  To learn more please click here

Martin Luther King Jr. Day Closure

All Align branches and the member contact center will be closed on Monday, January 19, 2026 in observance of Martin Luther King Jr. Day. During this period, transactions can be made through online, mobile*, and telephone banking.

*Message and data charges may apply.

Delay of IRA Monthly Required Minimum Distribution: Please be informed that there is a delay affecting the monthly required minimum distributions for members with Individual Retirement Accounts (IRAs). We are actively addressing the issue and sincerely apologize for any inconvenience this may cause.

Member Scam Alert:

Members should be aware of a recent scam where individuals falsely claim to represent Align Credit Union. These callers might say a debit card transaction was attempted and ask you to verify your personal information. If you receive such a call, do not provide any details. Instead, hang up and contact our support center at 800-942-9575 for help. You can also view common signs of a scam by visiting: Fraud & Scam Protection

Align Checking Account

The Align Checking Account is designed to help you manage your money on your own terms, with no monthly maintenance fees and great benefits. Once you have the Align Checking Account, you can customize your experience by picking a Money Management package that fits your banking style. 

Checking to Fit Your Lifestyle

Align Checking Account

  • No monthly maintenance fees
  • FREE VISA® Debit Card
  • Access to thousands of fee free ATMs
  • FREE Online Banking and Bill Pay
  • FREE Mobile Banking* with Check Deposit
Open a Checking Account

18-65 Account

  • No minimum balance
  • No monthly maintenance fees
  • Free standard checks
  • Access to eServices, including Mobile Banking*
  • ATM Fee Reimbursements**
Contact Us to Open

Money Management Package

Choose the Money Management package that is right for you. Start with Connect for the basics. Then, as your relationship with Align grows, so do your benefits.

  • Connect – an option with all the basics that’s anything but!
  • Connect Plus – all you need…and more!
  • Connect Premier – connecting all your financial needs!
Learn More

Disclosure:

You must notify the credit union of your eligibility (18-65 Account).
*Message and data rates may apply.
**Align will reimburse up to $30/month in ATM fees charged by other institutions.

View account brochure to see all benefits.

Understanding ATM Access

When you use a non-Align ATM, there are two types of fees you could be charged:

  • A small fee from Align
  • A fee charged by the institution that owns the ATM

Most of our Money Management Packages also include fee reimbursement so you're covered up to a certain amount.

Find an ATM

VISA® Debit Card

  • Make purchases in person, online, by phone, or using a mobile wallet app
  • Nationwide access to thousands of ATMS and in the SUM®, NYCE, and CO-OP networks
  • Protection from unauthorized usage through Verified by VISA®
  • Debit Alerts
Learn More

Explore Additional Services

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