Align Credit Union Membership Expansion:

THE COMMONWEALTH OF MASSACHUSETTS
Division of Banks
ALIGN CREDIT UNION, Lowell, Massachusetts has petitioned the Commissioner of Banks for permission to amend its by-laws pursuant to Massachusetts General Laws chapter 171, section 10 to expand the associations which qualify persons for membership. The amendment proposes to expand membership eligibility to include those who live, work, or attend school within the following Massachusetts municipalities: Ashburnham, Auburn, Fitchburg, Gardner, Holden, Hubbardston, Leicester, Leominster, Lunenburg, Millbury, Oxford, Paxton, Princeton, Sterling, Sutton, Templeton, West Boylston, Westminster, Winchendon, and Worcester. Any objections or comments relative to this proposal must be communicated in writing to the Commissioner of Banks, One Federal Street, Suite 710, Boston, Massachusetts 02110 or via electronic mail to dob.comments@mass.gov no later than July 24, 2026. A public hearing may be held if the response is considered significant or circumstances warrant such a hearing, as determined by the Commissioner. The petitioner's application and all communications relative to this application are available from the Division by request at dob.rao@mass.gov.
MARY L. GALLAGHER
Commissioner of Banks

Electronic Statement Access Alert:

Some members may experience limited access to their electronic statements. This is a temporary issue, and our team is actively working to resolve it. At this time: Only accounts associated with your surviving member number may appear on your statement. If your member number was previously changed, you may only see statements generated after that change. We apologize for any inconvenience and appreciate your patience as we work to resolve this issue.

Align Checking Account

The Align Checking Account is designed to help you manage your money on your own terms, with no monthly maintenance fees and great benefits.

Checking to Fit Your Lifestyle

Align Checking Account

  • No monthly maintenance fees
  • FREE VISA® Debit Card
  • Access to thousands of fee free ATMs
  • FREE Online Banking and Bill Pay
  • FREE Mobile Banking* with Check Deposit
  • One complimentary box of standard checks***
OPEN AN ACCOUNT

18-65 Account


  • No minimum balance
  • No monthly maintenance fees
  • Access to eServices, including Mobile Banking*
  • Free standard checks
Contact Us to Open

Student Checking

  • For members ages 14-24**
  • No minimum balance requirement
  • No monthly maintenance fees
  • FREE eServices, including Mobile Banking*
  • VISA® Debit Card
  • One complimentary box of standard checks***
OPEN AN ACCOUNT

Disclosure:

You must notify the credit union of your eligibility (18-65 Account).
* Message and data rates may apply.
** Student Checking Account available for Members 14-24. Student Checking Account will automatically be converted to an Align Checking account once the Member turns 25.
*** One complimentary box of standard checks will be provided to primary members opening their first checking account. Limit 1 box per primary member

View account brochure to see all benefits.

Understanding ATM Access

When you use a non-Align ATM, there are two types of fees you could be charged:

  • A small fee from Align
  • A fee charged by the institution that owns the ATM

Find an ATM

VISA® Debit Card

  • Make purchases in person, online, by phone, or using a mobile wallet app
  • Nationwide access to thousands of ATMS and in the CO-OP network
  • Protection from unauthorized usage through Verified by VISA®
  • Debit Alerts
Learn More

Explore Additional Services

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