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Credit Union Happenings:

We are making significant investments in our systems to improve the quality of service we provide to our members with the first one coming in August to our business and consumer credit card.  To learn more please visit:  July 2025 - Credit Union Happenings

 

Credit Card Change in Terms Notification:

Due to an update to our Credit Card Service provider, we will be amending the terms of the Align Credit Union business and consumer credit card.  The changes are summarized below and will go in into effect August 25, 2025.  To learn more about what is changing please visit: Business and Consumer Credit Card Change in Terms

 

Align Checking Account

The Align Checking Account is designed to help you manage your money on your own terms, with no monthly maintenance fees and great benefits. Once you have the Align Checking Account, you can customize your experience by picking a Money Management package that fits your banking style. 

Checking to Fit Your Lifestyle

Align Checking Account

  • No monthly maintenance fees
  • FREE VISA® Debit Card
  • Access to thousands of fee free ATMs
  • FREE Online Banking and Bill Pay
  • FREE Mobile Banking* with Check Deposit

18-65 Account

  • No minimum balance
  • No monthly maintenance fees
  • Free standard checks
  • Access to eServices, including Mobile Banking*
  • ATM Fee Reimbursements**

Money Management Package

Choose the Money Management package that is right for you. Start with Connect for the basics. Then, as your relationship with Align grows, so do your benefits.

  • Connect – an option with all the basics that’s anything but!
  • Connect Plus – all you need…and more!
  • Connect Premier – connecting all your financial needs!

Disclosure:

You must notify the credit union of your eligibility (18-65 Account).
*Message and data rates may apply.
**Align will reimburse up to $30/month in ATM fees charged by other institutions.

View account brochure to see all benefits.

Understanding ATM Access

When you use a non-Align ATM, there are two types of fees you could be charged:

  • A small fee from Align
  • A fee charged by the institution that owns the ATM

Most of our Money Management Packages also include fee reimbursement so you're covered up to a certain amount.

VISA® Debit Card

  • Make purchases in person, online, by phone, or using a mobile wallet app
  • Nationwide access to thousands of ATMS and in the SUM®, NYCE, and CO-OP networks
  • Protection from unauthorized usage through Verified by VISA®
  • Debit Alerts

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