Lowell Branch ATM Machine Alert:

The ATM at our Lowell branch location is temporarily out of order. We apologize for any inconvenience this may cause and appreciate your patience as we work to resolve the issue. For alternative ATM options during this time, please visit our locations page.

Annual Meeting Notification:

Join us for the annual meeting Tuesday, March 24th, 2026, 87 Hale Street, Lowell, MA 01851 at 5PM

Click here to find out more.

Important Escrow Notice:

Members annual escrow analysis has been complete.  Members are being asked to review mortgage payment details and take note of any changes to monthly escrow amounts.  More detail can be found by clicking here.

Seabrook Hours Change

Effective March 16, 2026, the Seabrook branch hours of operation will be changing as follows: 
Lobby: Monday - Friday 9AM - 1PM, Saturday 9AM - 12PM. For more information click here.

 

Align Checking Account

The Align Checking Account is designed to help you manage your money on your own terms, with no monthly maintenance fees and great benefits.

Checking to Fit Your Lifestyle

Align Checking Account

  • No monthly maintenance fees
  • FREE VISA® Debit Card
  • Access to thousands of fee free ATMs
  • FREE Online Banking and Bill Pay
  • FREE Mobile Banking* with Check Deposit
Open a Checking Account

18-65 Account

  • No minimum balance
  • No monthly maintenance fees
  • Free standard checks
  • Access to eServices, including Mobile Banking*
  • ATM Fee Reimbursements**
Contact Us to Open

Student Checking

  • For members ages 14-24*
  • ATM fee reimbursement up to $30 per month**
  • No minimum balance requirement
  • No monthly maintenance fees
  • FREE eServices, including Mobile Banking***
  • VISA® Debit Card
  • FREE first order of checks
Contact Us to Open

Disclosure:

You must notify the credit union of your eligibility (18-65 Account).
*Message and data rates may apply.
**Align will reimburse up to $30/month in ATM fees charged by other institutions.

View account brochure to see all benefits.

Understanding ATM Access

When you use a non-Align ATM, there are two types of fees you could be charged:

  • A small fee from Align
  • A fee charged by the institution that owns the ATM

Find an ATM

VISA® Debit Card

  • Make purchases in person, online, by phone, or using a mobile wallet app
  • Nationwide access to thousands of ATMS and in the CO-OP network
  • Protection from unauthorized usage through Verified by VISA®
  • Debit Alerts
Learn More

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