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Debit Card Improvements:

We are making improvements to our Debit Card Program effective February 2, 2026.  To learn more please click here

Martin Luther King Jr. Day Closure

All Align branches and the member contact center will be closed on Monday, January 19, 2026 in observance of Martin Luther King Jr. Day. During this period, transactions can be made through online, mobile*, and telephone banking.

*Message and data charges may apply.

Delay of IRA Monthly Required Minimum Distribution: Please be informed that there is a delay affecting the monthly required minimum distributions for members with Individual Retirement Accounts (IRAs). We are actively addressing the issue and sincerely apologize for any inconvenience this may cause.

Member Scam Alert:

Members should be aware of a recent scam where individuals falsely claim to represent Align Credit Union. These callers might say a debit card transaction was attempted and ask you to verify your personal information. If you receive such a call, do not provide any details. Instead, hang up and contact our support center at 800-942-9575 for help. You can also view common signs of a scam by visiting: Fraud & Scam Protection

Student Checking

Student Checking

We want to make sure students start on the right financial path as they head off to school. Our Student Checking takes kids from middle school to college and beyond. This account provides all the essentials and will help them develop the money skills that they need to be financially responsible now and in the future. 

  • For members ages 14-24*
  • ATM fee reimbursement up to $30 per month**
  • No minimum balance requirement
  • No monthly maintenance fees
  • FREE eServices, including Mobile Banking***
  • VISA® Debit Card
  • FREE first order of checks

Disclosure:

*Student Checking Account available for Members 14-24. Student Checking Account will automatically be converted to an Align Checking account once the Member turns 25.
**Effective 01/05/2026
***Message & data rates may apply.

View our current rates.

The Benefits of Membership

Align is a community credit union. We are committed to providing the right tools to help you reach your financial goals and deliver a customized banking experience perfectly in sync with you.

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