Market Street Lowell ATM Machine Alert:

The Align Credit Union ATM located at 40 Market Street in Lowell, MA is currently out of service. For alternative ATM options during this outage, please visit our locations page.  We apologize for any inconvenience this may cause. 

CU Rewards Program Reminder:

Align Credit Union discontinued the CU Rewards Program for both Debit and Credit Cards effective 06/30/2025. All rewards were required to be redeemed by that date; any unredeemed rewards after 06/30/2025 are no longer valid.

 

Membership Savings

Align is here to be your one-stop-shop for all your banking needs. When you open an Align Membership Savings account, you get access to all of the benefits that come with being a Member. All it takes is $5 to start and you'll be on your way to accessing exceptional service, great rates, and a banking experience that is customized to you.

Membership Savings Account

  • Earn interest on all deposits*
  • Minimum opening deposit of $5.00
  • Online Banking with eStatements available
  • Deposits insured by the NCUA and MSIC
Open an Account

Additional Savings Options

MyGoal Savings Account

Everyone has their eye on something special… maybe it's a vacation, wedding, or that new bedroom set.

  • Earn interest on deposits*
  • Minimum opening deposit of $1.00
  • Deposits insured by the MSIC and NCUA
  • Online Banking with eStatements
Open a MyGoal Savings Account

Holiday Club Account

Save throughout the year so all that’s left to do is enjoy the holiday with your family and friends.

  • Earn interest on deposits*
  • Minimum opening deposit of $1.00
  • Deposits insured by NCUA and MSIC
  • Funds automatically deposit to your Membership Savings account on November 1st
Contact Us to Open

18-65 Account

  • Earns interest
  • No minimum balance**
  • No monthly maintenance fees
  • Access to Online and Mobile Banking***
  • Deposits insured by NCUA and MSIC
Contact Us to Open

Disclosure:

APY = Annual Percentage Yield. Rates and Annual Percentage Yields (APYs) may be subject to change without notice and may change after account opening.

*Minimum balance of $5.00 to open membership savings account. Minimum balance of $1.00 to open and $25.00 to earn daily APY for MyGoal Savings & Holiday Club Account. Membership requirements apply. Funds are automatically transferred to your primary savings account after dividends are posted in October (Holiday Club). 
**For credit union membership, a $5 deposit relationship is required. You must notify the credit union of your eligibility.
***Message & data rates may apply.

View our current rates.

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